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ERISA and Employer-Sponsored Health Coverage

ERISA and Employer-Sponsored Health Coverage

The Employee Retirement Income Security Act (ERISA), enacted in 1974, encourages employers to offer health coverage and other benefits to employees by establishing a fair and efficient set of rules for those who do so.  Specifically, ERISA creates uniform federal standards for employer-sponsored benefit plans - including both health and retirement plans - and preempts the application of potentially conflicting or inconsistent state laws to employer-sponsored plans.  Currently, employers voluntarily provide health benefits to 169 million Americans.

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The National Coalition on Benefits (NCB) is dedicated to working with Congress to maintain employers' ability to provide uniform health and retirement benefits to employees and retirees across state and local lines and to ensure that federal health reform initiatives preserve Employee Retirement Income Security Act (ERISA) benefits.

Don't Erode What Works to Fix What's Broken

Over a hundred million Americans have health, retirement and other valuable benefits voluntarily provided by their employer under a nationally uniform framework established by the 1974 Employee Retirement Income Security Act.  more>>


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